Free · Private · No sign-up

An EMI tracker that shows what is due, what is late and when you are done.

Add each loan once and every monthly instalment is scheduled for you. Mark payments in one tap, set calendar alarms, and download monthly Excel or PDF reports.

Open EMI Tracker →How it works

Runs in your browser. Works on iPhone, Android and desktop.

Features

Built around one question: what do I owe, and when?

Punch-card view

Every instalment is one cell, so progress and missed months show at a glance.

Paid, pending, overdue

Status updates by itself from your due dates, and short months are handled.

Bank-wise totals

See paid and outstanding amounts by lender, and the next six months.

Excel and PDF reports

Monthly reports, with your full payment history in the Excel file.

Calendar alarms

Download alarms 7, 3 or 1 day before, which ring even with the app closed.

Private

No account. Your records stay in this browser, with backup and restore.

See it in action

Real screens from the app.

EMI Tracker today screen with amount due, overdue EMI and loan punch cards

Monthly EMI report with Excel and PDF downloads and bank-wise totals

Reminder settings with calendar alarms and ready email and SMS messages

Who it is for

Real situations where EMI Tracker saves time.

Anyone with several loans

Home, car and phone EMIs on different dates, all in one list.

Families

Keep household EMIs and their payment history in one place.

Small business owners

Export a monthly report for your accountant.

How it works

Up and running in under a minute.

1
Add your EMIs
Bank, head, amount, due day, and first and last month.
2
Mark payments
One tap when you pay. Undo any time.
3
Set reminders and export
Download calendar alarms and monthly reports.

Open EMI Tracker →

Your data stays on your device

There is no account or server. Your loans, payments, email and mobile number stay in this browser.

Important: For personal record-keeping only. Not financial advice. Check amounts and dates with your lender.

Frequently asked questions

Does it send SMS or email automatically?

No. This free version has no server, so it cannot send anything by itself. It gives you calendar alarms that work with the app closed, and buttons that open a ready message in your own email or SMS app.

Is outstanding the same as my lender's balance?

Not always. It is the sum of your remaining EMIs including interest, so a lender's prepayment figure can differ.

I started my loan years ago. Will it all show overdue?

No. When adding a loan, tick that you have paid everything before this month.

What happens if I clear my browser data?

Your records are removed. Use Save backup in Reminders to keep a copy.

Is it free?

Yes, free with no sign-up.

Is my data uploaded?

No. It stays in your browser. Reports are made on your device; the Excel and PDF tools are downloaded from a public CDN when you first use them.

More free tools from Baydot

Trading